Many citizens who want to become investors do not have large sums of money. Experts say that there is no need to despair. Specialists offer a number of options for profitable investment of small savings.
Deposit money with a bank at interest
Experts consider that the most popular way of investing small amounts of money is opening a bank account and investing at favorable interest rates. The client enters into an agreement with the bank, on the basis of which the funds invested are saved and multiplied. The depositor receives profit from interest on a monthly basis, and the financial institution also benefits using these savings. In case of bankruptcy, deposit insurance is provided.
Invest in Mutual Funds
Another profitable way of investing, as experts consider, is investing in mutual investment funds. It is used by those clients who have experienced with stock exchanges and securities. This is collective investment. The investments go to a common fund and are distributed among the target sectors for use (for example, shares or bonds). Small amounts can be entrusted to an experienced manager who is able to use them skillfully.
Buy property
One of the most common methods of investing funds is the purchase of residential or commercial real estate. As a rule, real estate almost does not lose its value. In the future, its cost may increase, and an owner may get a good income. The purchased premise can also be rented out and generate profit.
Invest in precious metals
Many market participants buy gold bars and store it in banks on special accounts. Some of them invest in silver and platinum. When investing in precious metals, experts advise choosing the most favorable period when their price slightly declines.
Purchase securities
Experts consider investing in securities (stocks and bonds of major companies) as another way to increase their small fortune. This option is suitable for those who are ready to monitor the latest trends and be aware of the news of the global stock market.
Acquire foreign currency
Acquiring foreign exchange is a guaranteed way to increase your income. It is time-tested and does not lose its relevance. According to analysts, profits in this case may grow by almost 100%.
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